A New Model for Employee Health Benefits
Shift combines financial control, care access, and navigation in one system
How It Works
ICHRA
Group sponsored, ACA compliant, tax free, defined contribution coverage that uses the individual market.
AI Driven Care
Medical grade AI model that enables self care with likely diagnosis and treatment plans. If needed real doc joins chat, meds get delivered, smart referrals made.
Direct Primary Care
One flat monthly fee for unlimited local primary care. Can be employer sponsored or paid by employees with HSA funds.
HSA Plans
Tax free dollars that can be used on a wide range of medical expenses. Now more flexible than ever.
Self-Insurance
Employers with 100 people + and healthy populations partially self-insure to pay claims directy and cut out admin waste.
Group Health Insurance
Still a good fit for some depending on location and culture.
Early Results from Employers Using Shift
Indian Creek faced a 18% rate hike at renewal.
Shift helped actually cut their existing spend by 26% and added more choice in plans.
Owner/GM Tyson Jacobs says working with Shift is easy and he appreciates the fast response to issues.
Life Design Build was offering their employees a stipend to buy their own health coverage.
Shift implemented an ICHRA, which essentially turned a $500 / month stipend into $650 of spending power with the tax savings.
Guardian Partners offered a Kaiser group plan.
But when they started expanding to new locations not served by Kaiser they ran into a problem.
Shift implemented an ICHRA for a "new hire" class only, allowing current employees to keep Kaiser and new ones to get a plan that offered providers in their area.
