It's ACA compliant group sponsored coverage that works like a 401k for healthcare. You set a defined fixed amount per month to pay for worker health coverage premiums.

✅ Workers select the carrier and plan they want (often 40+ options) * No more provider network headaches for you

✅ They can buy up for lower deductibles, buy down for an HSA compatible plan

✅ No participation requirements- works for just 1 worker

✅ 100% tax free for you and your workers

✅ Portable- coverage stays with the worker and gets you as the employer "out of the game"

✅ Choose different contribution amounts for 11 different classes (salary v hourly)

✅ Virtual debit card and ACH management to make it easy for you and your crew

Works best for 1-300 employees

Shift partners with Priority Ambient, a subsidiary of a publicly traded company, for ICHRA payment and administration services.