• Control Healthcare Spend

    Built for skilled trade companies that want lower costs, less benefit hassles, and healthier crews that stay on the job.

  • Traditional health insurance wasn't built for construction companies

    15%

    Double digit rate increases have become the new normal

    $812

    Average employee only monthly healthcare premium

    35 days

    Average time to see a primary care doc is over one month

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    Rethink Benefits for a Working Crew

    Reduce healthcare costs, spend less time managing benefits, keep crews healthy and working, and provide benefits that help attract and retain great employees.

  • Cost Control

    Use ICHRA, optimized group plans, self-funding strategies, and HSAs to reduce and stabilize healthcare spend.

    Eliminate Benefits Headaches

    Our concierge service handles enrollment, renewals, compliance, employee questions, and day-to-day benefit issues for you.

    Keep Them On The Jobsite

    Medical-grade AI-powered virtual care and hands-on support helps employees get instant care from their phones- skipping the clinic when appropriate.

    Retain Skilled Workers

    Better access to care, practical benefits, and targeted support like tool and gear stipends that show crews they matter.

  • How It Works

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    Fixed Allowance Coverage

    ICHRA is Group sponsored, ACA compliant, tax free, defined contribution coverage that uses the individual market.

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    HSA Plans

    Tax free dollars that can be used on a wide range of medical expenses. Now more flexible than ever.

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    AI Driven Virtual Care

    Instant care that saves your workers from a day off work.

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    Onsite Bodywork & Health Kits

    Fix the aches that come with the job- right on site.

    Stay hydrated for better performance.

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    Tool & Gear Stipend

    Turn you savings into better boots, tools, and gear- your crew chooses.

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    Concierge Style Care Navigation

    No wrong turns. No surprise bills. We guide your people to the right care.

  • Early Results from Employers Using Shift

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    Life Design Build was offering their employees a stipend to buy their own health coverage.

    They implemented an ICHRA, which essentially turned a $500 / month stipend into $650 of spending power with the tax savings.

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    Indian Creek faced a 18% rate hike at renewal.

    Shift helped actually cut their existing spend by 26% and added more choice in plans.

    Owner/GM Tyson Jacobs says working with Shift is easy and he appreciates the fast response to issues.

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    Guardian Partners offered a Kaiser group plan.

    But when they started expanding to new locations not served by Kaiser they ran into a problem.

    Shift implemented an ICHRA for a "new hire" class only, allowing current employees to keep Kaiser and new ones to get a plan that offered providers in their area.

  • How Can We Help?

    We'd love to learn about your company, hear your benefits challenges, and share what's working for others.